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Your Frugal, Money Saving Websites and Forums a Great Resource for Free Stuff In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff. Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping. Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address. Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons. Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved. Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.

Proctor and Gamble Great at the Freebie Thing Do you have a favorite manufacturer that you like to tap into for free product samples and coupons? For those in the know, the Proctor and Gamble Corporation is one of the best companies for getting your share of freebies. This popular manufacturer is well known as the creator of many fine household products. For freebie hunters, the Proctor and Gamble Corporation are known as one of the most reliable sources for awesome freebie deals and promotions. Here are some hints and tips at become at an ace at getting freebies from your favorite manufacturer. Get to Know the Proctor and Gamble Corporation for the Best Shot at Great Freebies If you want the best shot at getting the best freebies from Proctor and Gamble, you will find that they are very generous with their free samples and coupon freebies. But you will have to take the time to know the company. Peruse their website and get to know their promotion schedule. The Proctor and Gamble Corporation is a favorite with many freebie hunters because it provides consumers with a wide range of products and they even maintain a special webpage dedicated exclusively to their current promotions and offers. Once you have located this page on their official website, go ahead and bookmark it for future reference. Check with the site periodically to see what offers and promotions are currently on the table. Enable Flash to Get the Most Out of the Proctor and Gamble Page Recently, the Proctor and Gamble Corporation, along with many other streamlined websites, has added a Flash based scrolling design to display their current offers and promotions. In order to view these promotions, you will have to make sure that you have Flash enabled on your web browser. These scrolling offers are shown at the bottom of the page. Check these often and carefully as new offers are added periodically. Read the scrolling items carefully. Some of them will link you to official sweepstakes offers, while others will lead you straight to freebie offers and coupons. Selecting the Proctor and Gamble Offers that Most Interest You In order to get the best deals, visit the promotions page on the official Proctor and Gamble website. From there, you can select all the free offers that most interest you. The Proctor and Gamble webpage usually comes loaded with a healthy selection of free samples, sweepstakes and coupon offers. Another thing you can do to make sure that you always have access to great Proctor and Gamble promotions is to get on their mailing list. Make sure you select the products you are most interested in so that you will get pertinent mailers and coupons. Read the Fine Print on Proctor and Gamble Offers and Promotions When it comes to manufacturer promotions, time is of the essence. Most great deals and offers will not last forever. Make a note of the expiration date of the deals you are interested in. Read the fine print on the promotions. Most will only be available to United States residents. However, international customers do not have to despair. Simply look for the global link on the main page. This will connect you to other pages that offer you pertinent promotions for your country of residence. For the most part, Proctor and Gamble has established itself as a worthy generator of freebies, coupons and sweepstakes offers. Chances are that you will find your freebies in the mail within a few short weeks of making your initial request. Are There Any Risks Associated with Getting Proctor and Gamble Promotions? Some people are wary about handing over their personal contact information to a company. If this is a concern with you, make sure that you read the company's own privacy policy. As a general rule, you should avoid making requests and giving personal information to companies that do not offer you easy access to their privacy policy.

Achieving a Better Family and Work Balance Makes for Better Job Performance Are you constantly working after hours and weekends at the office? Are beginning to forget what your family even looks like? Many people find themselves in this predicament. Work seems to get more and more demanding with every passing day, and to stay on top of your game at work, you feel like you need to put in long hours. The flipside to this is that of course when you are at the office, you are away from home – away from family dinners, play time and your kids’ sporting events or school plays. You may feel like your hands are tied – that no matter how much you want to be more involved with your family life, you have to keep working as hard as ever to make sure your family is provided for in the long run. The truth is, however, that you may be doing yourself a disservice on both fronts. Studies have shown time and again that well rested workers with well balanced lives are more productive in the time they do spend working. In the end, the best way to be a stand out worker at the office is to be fully involved and present in your family live. But wait, you say, “I’m working practically around the clock now, and everything still isn’t getting done.” However, maybe the problem isn’t that you aren’t working hard enough. Maybe the problem instead is that you aren’t working smart enough. Think about the way you spend you working day. Are you taking on more responsibility than you need to, instead of delegating tasks to others? Are you spending a lot of time chatting in the break room when you run for a cup of coffee? Are you procrastinating so that big projects require you to work all-nighters instead of spreading out the work? Keep a journal of all of your activities at work for a few days. You might be surprised to see how you are really spending your time and in what areas you could make improvements. Simply staying on task and delegating effectively could get you home in time for dinner. When you have done everything you can to make your work habits as productive as possible, it is time to turn to other ways to balance your work life and your family life. Rule number one is the hardest one for most people to follow you – draw clear lines of distinction between work time and family time. Family time isn’t really family time if you are constantly on your cell phone making and receiving work calls or if you are on your laptop for the entire family vacation. When you’re working – work. When you’re with your family – concentrate on them. The time you spend actually taking a breather from work will recharge your batteries and make you a better worker when work time rolls around again. Next, you have to evaluate your priorities. Maybe working around the clock will help you make partner faster, but at what cost? Decide if seeing your daughter’s soccer game every week is more important to you than moving up the corporate ladder quickly, and make adjustments in your schedule appropriately. There is no right or wrong answer, but deciding where you priorities lie will make scheduling easier for you. With your priorities in mind, see what work options are available to you to help you meet them. If you want more time with the kids, see if your office offers flex time or part time hours to help you meet your family commitments. Last but not least, don’t feel guilty about taking time with your family. Not only is this time important to your family, you can rest assured that the time out from the office stress will make you more productive when you return to work.